Bahut se investors ko laga ki long-term equity mein tax nahi lagta, par rule badal chuka hai. Ab 12 months se zyada rakhne par bhi capital gains par tax lagta hai, bas ek specific threshold ke andar. Maan lo aapke chhoti-moti gains hain jo saal mein 2 lakh se kam hain, tab bhi exceed hote hi poore amount par tax lagta hai. Yeh 'slab' nahi hai, yeh ek hard limit hai jo aapke actual holding gains par apply hoti hai. Agar aapke liye 10-15% return par tax drag aata hai, toh aapka real risk-adjusted return thoda patla ho jata hai. Isliye sirf return dekhne ki bajaye, tax-adjusted return calculate karna zaroori hai. Research: Long-term capital gains tax on equity + specific threshold amount